Real Estate Investment Financing   

 

 

 

         

                     

                    Need a Lender for your Investor Clients?

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Up to 75% LTV Credit: 650+ Rates: 7.74% - 9.49% Loan Amounts $75k - $5M Collateral Based Lender Term 3/8yr fixed 30yr Amort, No Income Verification' Program - We Make it Simple No Tax Returns Required We Finance Investment SFR, Condo & 2-4 Units Multi-Family, Mixed Use, Office, Retail Warehouse, Self-Storage, Auto Service.

 

                            Small Business Financing

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Revenue Advances:

Funding given to existing businesses, primarily based on the cash flow of the business. Clients typically obtain a loan equivalent to approximately 1 month's gross income.

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Who Qualifies: Personal credit score should not be below 550. Client must not have too many NSF's (bounced checks, etc) in the last four months of their business bank account, and should have at least 5 monthly deposits and maintain a balance.

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Unsecured Credit:

Business credit cards, in the business name and they do not show up on the personal credit of the guarantor. Can be done using a business partners credit if the main business owner does not qualify.

Who Qualifies: Excellent personal credit (700+ FICO). No business requirements but if the existing business has bad credit we must create a new business entity

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SBA Loans: 

A low interest loan from a bank or a non bank lender with some collateral provided in the form of a government guarantee. Ranges from $300k to $5mm. Typically 5 to 7 year loans from 6% to 7% interest.

Who Qualifies: Must have good business history and cash flow, good biz-owner credit, and some down payment and good collateral. Only acceptable starts are franchises on the SBA approved list.

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Personal Credit:

Personal credit cards, or possibly loans or lines of credit (based on qualifications). Funding amounts are aggregate totals obtained from multiple banks

Who Qualifies: At least 680+ FICO on all bureaus​

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Equipment Leasing:

Clients obtain equipment leases. Works for a broad variety of equipment, and even potentially can go towards an store remodel.

Who Qualifies: This program is very lenient. It requires either good personal credit, good business history, or collateral. Must be for approved equipment

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